Home Budget – How to Live Within Your Means

Spending a little time creating a home budget will help you live within your means and live a better life. Unfortunately few families view this as an important part of their lives – those same families are finding it more and more difficult to make ends meet. I read lots of experts that recommend that you track every penny that

Home Budget – How to Live Within Your Means Home Budget – How to Live Within Your Means

Five Ways to Stop Creating Debt

Most of us have been there – incurring credit card debt and seeking ways to consolidate the debt by utilizing another credit card. The “borrowing from Peter to pay Paul” syndrome is alive and well and as a result consumer debt is higher than it has ever been. The current economic crisis has produced a credit crunch that is wreaking

Five Ways to Stop Creating Debt Five Ways to Stop Creating Debt

Frugal Living Tips – A Beginners Guide to a Simple Lifestyle

More and more people are looking for a beginners guide to frugal living as they face tough economic conditions, or from their desire to have a more positive personal impact on our planet. For those just starting out, learning to live a simple lifestyle may prove challenging. It may be rough going at first, but eventually you will get the

Frugal Living Tips – A Beginners Guide to a Simple Lifestyle Frugal Living Tips – A Beginners Guide to a Simple Lifestyle

Coaching

If you have spent any time reading our blog or website, you know that we are committed to helping as many people as possible achieve financial freedom. It is through our personal coaching and our seminars that we get to meet and interact with our clients and friends, and this is where the real fun and purpose comes to the

Coaching Coaching

What is the Definition of Sabbatical and Why Do You Need One?

The definition of sabbatical is an extended break from work. While they have been around for a long time, there is reference to taking breaks from work in the bible, and many professions such as professors, and artists, and clergy take sabbaticals…they have recently gained popularity again in the U.S. The term “extended break” is a vague term, and generally

What is the Definition of Sabbatical and Why Do You Need One? What is the Definition of Sabbatical and Why Do You Need One?
Improve Your Personal Finance through Frugal Living

The current economic crisis has gotten the attention of many families, and more and more people are looking for ways to reduce their expenses and stretch their dollars. Our family has not made the “sacrifices” so often associated with cutting expenses because we practice frugal living. For many the term Frugal brings up an image of a miserly, Ebenezer Scrooge

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Changes for a Life in Balance

Putting our life in balance was one factor we considered when deciding to sell everything and begin our adventure. If we were to view our lives supported by the foundation of Financial health, Emotional health, Physical health, and Relationship health…our foundation sagged in 3 of these 4 areas. Careers, 50-hour work weeks, and rush hour commutes took precedence over other

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Steps to a Simple Life

Steps to a simple life A simple life, also known as voluntary simplicity, was defined by Duane Elgin as “a manner of living that is outwardly more simple and inwardly more rich, a way of being in which our most authentic and alive self is brought into direct and conscious contact with living.” There are many more terms or off-shoots

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How do you change your life?

How do you change your life? A life change will mean different things to different people. Our age, gender, belief system, personalities, and cultural and personal values all impact what a change of life would mean for us. Imagine one day waking up, deciding to quit your job that you had for 12 years that paid very well and provided

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The Importance of Setting Goals

Setting goals is important for all of us that want to accomplish more with our lives, and that want positive outcomes from our decisions. Gina and I and the kids were bouncing down a dirt road on a bus somewhere in the Andes when we looked at each other and knew that we could “pull this off”. We knew that

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